Sell Property in India
Where most repatriations begin — sale, tax, then remittance.
Learn more →Move money out of India · 15CA/15CB · FEMA
Repatriate your money from India — cleanly, and fully compliant.
Sale proceeds, rent, inheritance or savings sitting in your NRO account — we move it to your account abroad the right way: Form 15CA, a CA's Form 15CB certificate, and FEMA-compliant bank documentation, within the USD 1 million per year limit. No funds stuck, no compliance surprises.
USD 1M repatriable per financial yearFrom ₹9,999 per remittance, fixedFEMA -compliant, CA-certified
✓ Licensed CAs, CPAs & ACAs ✓ Fixed fees, shown before you commit ✓ Your money never touches NRI360 ✓ One RM end to end, in your timezone
Why it gets stuck
Why NRI money gets stuck in India — and how to free it
Getting money into India is easy. Getting it out is where NRIs hit a wall — not because it isn't allowed, but because banks won't release funds without the exact paperwork, in the exact order.
To remit from your NRO account abroad, you need Form 15CA (your declaration) and, above the prescribed threshold, Form 15CB — a certificate from a Chartered Accountant confirming the tax position on the funds. Your bank then needs FEMA-compliant documentation showing the source of the money and that tax has been accounted for. Miss one piece and the transfer is rejected, sometimes after the money has already left your control.
The limit is USD 1 million per financial year from your NRO balances — generous, but it requires the funds to be clean and the paperwork to line up. We prepare 15CA, arrange the 15CB certificate, and walk it through your bank so the money actually moves.
Source & tax check
We confirm the funds are clean and tax is accounted for
Form 15CB certified
A Chartered Accountant issues the certificate your bank needs
Form 15CA filed
Your declaration filed on the income-tax portal
Bank documentation prepared
FEMA-compliant paperwork your bank will accept
Remitted abroad
Within the USD 1M limit, tracked until it lands
Know before you remit · FY 2025–26
Repatriation, in plain language
The essentials, explained simply. Indicative only — your exact position is confirmed in your free review.
How much can I send abroad in a year?
Up to USD 1 million per financial year (April–March) from your NRO account balances, including property sale proceeds, after the tax steps are completed. Current income such as rent (net of tax) can typically be remitted without counting against this limit.
What are Form 15CA and 15CB?
Form 15CA is your own declaration to the income-tax department about the remittance. Form 15CB is a certificate from a Chartered Accountant confirming the nature of the payment and that the correct tax has been deducted or paid. Most NRO remittances above the threshold need both.
Should I move money from NRO to NRE first?
Often, yes. Funds in an NRE account are freely repatriable without these forms each time. Moving eligible money from NRO to NRE (itself a 15CA/15CB transaction) can simplify future transfers. We advise based on your situation.
What documents will my bank want?
Typically the 15CA/15CB forms, proof of source (e.g. sale deed, inheritance papers), your PAN and passport/OCI, and a remittance form. Banks vary, which is why we coordinate directly with yours rather than leaving you to guess.
Related
Other things we handle for NRIs
NRI Tax Filing (ITR)
File the return that supports your remittance and refund.
Learn more →All NRI services
Tax, banking, wealth and parent care — in one place.
Learn more →Questions
Repatriating money from India — your questions
How much money can an NRI repatriate from India per year?
Up to USD 1 million per financial year from your NRO account, including property sale proceeds, once the tax and FEMA steps are complete. Funds in an NRE account are freely repatriable separately.
What is the difference between Form 15CA and 15CB?
15CA is your declaration to the tax department about the remittance; 15CB is a Chartered Accountant's certificate confirming the payment's nature and that tax has been correctly handled. Most NRO remittances above the prescribed threshold need both.
My bank rejected my transfer — can you help?
Yes. Rejections are almost always a paperwork or sequencing issue. We prepare the 15CA/15CB and FEMA documentation correctly and coordinate directly with your bank so the remittance goes through.
Do I need to be in India to repatriate?
No. The entire process — CA certification, portal filing and bank coordination — can be handled remotely while you stay abroad.
What does it cost?
Repatriation support starts from ₹9,999 per remittance, confirmed as a fixed fee in writing after your free review. Your money never passes through NRI360 — it moves directly between you and your bank.
Start free
Free your money from India — start with a free review.
Tell us what you need to move and where it sits. We'll come back within 1 working day with the steps and a fixed price.
We reply within 1 working day — by a real relationship manager, not an auto-reply.
Thank you — we've got it.
A relationship manager will reply within 1 working day. Prefer to talk now?
Chat on WhatsApp